Do you often find that your purse is empty by the end of the week? It is really easy to let cash slip through your fingers, spending little bits here, there and everywhere until you wonder where it all went. Sorting out debts and planning a budget can help you to get control of your finances, but what if there was a way to have more money in your hand by the end of the week? Follow these hacks, and you’ll be amazed at how much you have left over!
- Multiple ingredients for multiple meals
Get a core set of ingredients together when you do your grocery shopping. Rather than seeing each meal as a separate entity, think about what you can buy that can be used for two or even three dinners. For example, if you usually have roast chicken on a Sunday, use the leftovers to make a delicious chicken curry on a Monday.
- Shop around
Making the effort to find the best deals means you DontPayFull for anything. Check online for great discounts, and join the social media pages of your favourite stores. Join loyalty and reward schemes to get money back or savings in exchange for your purchases.
- Replace your daily latte
Your all-important caffeine fix doesn’t have to break the bank. Keep more of your hard-earned cash by buying a flask and filling it with home brewed coffee before you leave the house. Invest in fresh ground coffee and syrups to get that coffee shop feeling for a fraction of the cost.
- Have fun for free
Take the kids to the park and throw a ball around: it won’t cost you a penny and the children will love it. Visiting museums is a fun and educational way to spend rainy afternoons – and they are usually free. For grown up fun, set up a dinner party club with friends and family. Each month, take it in turns to host a dinner – this means that you get to socialise regularly and spend very little!
- Clothes swap
Instead of regularly buying new clothes for yourself and your family, save a bundle by setting up a clothes swap with friends, family and other mums from your local area. Everyone can end up with gorgeous new wardrobes without having to spend any money at all!
- Give the gift of time
Many people spend lots of money on expensive gifts for birthdays and other special occasions that are not wanted or appreciated. Instead, give people your time as a present. Rather than giving children even more toys that they soon get bored with, gift them with an afternoon spent baking or crafting, or playing in the sunshine. Instead of giving your partner a present that you can ill afford, give the gift of a lie in and breakfast in bed.
- DIY beauty
Beauty products and treatments can often be very expensive. You don’t have to miss out on pampering yourself to save money – just be a bit more inventive. Creating your own beauty products at home is easy and often requires no more than ingredients that you already have in the house. Find out here how to make your own face mask, and check out this guide on creating a body scrub.
- Ditch the bottled water
Many of us have got into the habit of drinking bottled water, and this can cost a small fortune. Buy a water filter to make your own perfectly pure H2O, and fill a reusable bottle every day before you go to work. You’ll be amazed at how much you can save!
- Avoid alcohol in restaurants
Even when you’re in a budget, it’s still nice to treat yourself to a night off cooking with a trip to your favourite restaurant. But did you know that your bill is probably much larger than it has to be? A glass of wine in most eateries is nearly the price of a full bottle if you were buying it in a supermarket. Stick to soft drinks while you’re out, or order a jug of tap water for the table. If you really want a glass or two, buy some wine afterwards and enjoy it when you get home for a fraction of the price!
- Swap skills to get jobs done
You can save lots of cash by swapping your skills for the help you need. Offer to babysit for that electrician you know, or tutor your friend’s kids for free childcare.
So, you’ve saved a bundle with these hacks – what will you spend all that extra cash on?!