Selecting an engagement ring is one of the most important investments you will ever make. Engagement rings symbolize love, commitment and the promise of a shared future. When you propose, it will be a moment you and your betrothed will remember forever. Here are four tips that will help you find a great engagement ring.
Do Some Research on Your Partner and on Jewelers
If you want to surprise your partner with a ring, first reflect on your partner’s style. Are you with someone who is fun and adventurous or reserved and traditional? Does your partner prefer gold jewelry or silver jewelry? Write a list of all the adjectives you can think of relating to your partner’s personality and taste.
Once you have a better sense of what your partner might like, determine how much money you will be able to spend on an engagement ring. The traditional amount a man was supposed to spend was two months of his salary. However, every financial situation is different and there are amazing rings at a wide variety of prices. Once you have your budget and you have an idea of what your partner might like, take your list and visit a few different jewelers to view their merchandise.
The Diamond Is Forever…
Diamonds are the most popular choice for engagement rings and they have held that position for decades. According to a recent survey, more than 80% of all brides received rings with this rare gemstone. If you choose to go in this direction, as most people do, you’ll want to be sure to do your research on the four C’s of the diamond business.
The four C’s represent cut, clarity, color and carat. They determine the value of the diamond, and therefore the ring. The cut describes the diamond’s geometric structure and brilliance, the color describes the diamond’s whiteness, the carat describes the diamond’s weight and the clarity describes the number of flaws the stone has. This diamond guide from Shane Co. is a well put together guide that will help with your research.
You may also hear the term cut used to describe the shape of the stone. However, these are two very different categories. The shape of the diamond describes whether it is round or square or oval. The shape of the diamond does not determine its geometric structure or its overall brilliance.
And Beauty Still Comes in all Sorts of Packages
For some couples, a diamond engagement ring may not be the right fit. If you choose not to go the diamond route, there are many ways you can still create a beautiful engagement ring. Here are just a few options:
- Engrave the band with a special message or significant date for you as a couple
- Select a more expensive and more durable metal for the band, such as platinum
- Use other gemstones like emeralds, pearls or topaz
Insure Your Investment
If you’re spending a significant amount in the ring, it can also be helpful to get insurance to safeguard yourself against loss, damage or theft. Some jewelers will offer that option and some won’t, so be sure to ask as you’re doing research. If you have a homeowner’s policy or renter’s policy, they may also cover jewelry valued over a certain dollar amount so be sure to review your current insurance policies, too.
Follow these four tips and you’ll be on your way to purchasing a great engagement ring.